Lending Services

In many respects, Bean, Kinney & Korman has been custom-built to serve essential lender needs for legal services. From loan structuring, closing and subsequent loan administration, through credit restructures, enforcement of remedies and defending lender liability, the firm is poised to deliver knowledgeable, responsive and cost-effective support.

We understand credit structuring and the underwriting considerations that drive it. We are experienced with general asset-based and real estate-based commercial lending, construction lending, government contract lending, technology industry lending, religious organization lending, and SBA lending programs.

Not all loans succeed. With extensive credit enforcement capabilities, Bean, Kinney & Korman offers insightful and practical guidance on workout and restructure strategy, and lender positioning to maximize recovery through foreclosures, asset seizures and sales, and bankruptcy proceedings. Firm attorneys are active and visible in professional organizations devoted to creditors' rights practice, such as the Inns of Court, and are recognized among their peers as skilled and effective counsel.

Bean, Kinney & Korman's ability to bring depth of experience in other disciplines to bear in support of its creditor representation is particularly attractive to our lender clients. When real estate collateral is involved, there is readily available expertise in zoning and land use, leasing, environmental and title issues. Our extensive business representation has produced practical and technical skills in deal structuring, drafting and problem spotting that are invaluable at all stages of the credit facility life cycle. When adversary proceedings become unavoidable, the firm's well-known and respected litigation capabilities come front and center.

The firm is particularly sensitive to the pricing pressures that lenders are constantly under to make their financial products marketable. We are able to staff our lending services at experience levels appropriate to the complexity of the work, and will readily consider alternative fee structures to best integrate our services with our clients' marketing strategies.

Thank you for considering Bean, Kinney & Korman. We are proud of our tradition and reputation in successfully representing local, national and international institutional lenders, and welcome the opportunity to become part of your team.