Bank & Lender Services   

For more than five decades, Bean, Kinney & Korman has taken pride in the development and expansion of the legal support it provides to banking and lender clients.  We take to heart the qualities of responsiveness, knowledge, experience and cost-effectiveness that are essential to lenders.

We service the entire loan life cycle, from credit inception through closing, restructure and enforcement, and asset disposition.

Commercial Lending

We understand credit structuring and the underwriting considerations that drive it.  We are experienced with a wide range of commercial lending, including:

• general asset-based commercial lending
• real estate-based commercial lending
• construction lending
• government contract lending
• technology industry lending
• religious organization lending
• SBA lending programs

Credit Enforcement and Collection

When credits weaken and fail, our attorneys provide insightful and practical guidance on credit enforcement and collection, including:

• workout and restructure strategy
• lender positioning to maximize recovery through foreclosures
• asset seizures and sales
• sales of credits and disposition of collateral

Bankruptcy

Our knowledge and depth of experience in bankruptcy matters is an extraordinarily valuable resource for our lender clients who find their collateral and credits at risk in reorganization and liquidation proceedings.

Real Estate

Lenders value our ability to bring depth of experience in other disciplines to support our creditor representation.  When real estate collateral is involved, we have readily available depth of knowledge in:

• zoning and land use
• commercial leasing
• environmental matters
• title insurance and title disputes

Additional Legal Services to Banks and Lenders

We provide experienced counsel in loan participations, sales of credits, subordinations and other inter-creditor and intra-creditor transactions, where our practical and technical skills in deal structuring, drafting and problem spotting have repeatedly delivered value to our clients.

Litigation

Despite their most conscientious efforts, lenders still find themselves faced with liability claims that demand knowledgeable, skilled, and above all, common sense litigation capabilities.  We understand lender liability issues and can see through the emotion to stay focused on the business equation that underlies all commercial litigation.

Appropriate Staffing of Cases

Our attorneys are particularly sensitive to pricing pressures that lenders are constantly under to make their financial products marketable, and the legal expense considerations that affect our clients’ economic performance.  We staff our lending services at experience levels appropriate to the complexity of the work and will readily consider alternative fee structures to best integrate our services with our clients’ business strategies.

We are proud of our tradition and reputation in representing local, national and international institutional lenders and welcome the opportunity to become part of your team.